Income Goal Calculator ✨
Let's work out exactly how much you need to earn to live the life you want — including a pot for tax.
💡 Before you start: if you pay something yearly, divide the annual amount by 12 to get the monthly figure. If something doesn't apply, just leave it blank!
Section 1 of 8 — Housing
🏠 Housing
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Rent / Mortgage
£
Property Maintenance
Boiler servicing, repairs, service charges etc.
£
Home Insurance
Buildings, contents or both
£
Home Improvement Pot
£
Other Housing Costs
£
Section 2 of 8 — Utilities & Bills
💡 Utilities & Other Bills
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Water
£
Heating / Gas / Electricity
£
TV / Internet
£
Childcare
£
Pet Care
Food, walking, boarding, grooming etc.
£
Subscriptions
Netflix, Spotify, Amazon Prime etc.
£
Other Utility Costs
£
Section 3 of 8 — Food, Health & Wellness
🥗 Food, Health & Wellness
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Groceries
£
Eating Out
£
Nights Out
£
Gym / Fitness
£
Personal Care
Hair, nails, massage etc.
£
Personal Development
Retreats, classes etc.
£
Other Health & Wellness
Therapy, physiotherapy, holistic therapies etc.
£
Section 4 of 8 — Travel & Transport
🚗 Travel & Transportation
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Car Payments / Travel Passes
£
Car Insurance
£
Vehicle Recovery
£
Vehicle Maintenance
Tyres, MOT, cleaning etc.
£
Other Travel Costs
£
Section 5 of 8 — Debt
💳 Debt
Monthly repayment amounts — leave blank if it doesn't apply.
Running total
£0
Loan Repayments
£
Credit Card Repayments
£
Store Card / Catalogue
£
Student Loan Repayments
£
Other Debt Payments
£
Section 6 of 8 — Insurances
🛡️ Insurances
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Life Insurance
£
Pet Insurance
£
Pension Contributions
£
Extended Warranties
£
Other Insurances
Medical, dental, critical illness etc.
£
Section 7 of 8 — Savings & Investments
💰 Savings & Investments
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Day To Day Savings
£
Long Term Savings / Investments
£
Emergency Savings Pot
£
Other Savings
£
Section 8 of 8 — Fun Stuff & Extras
🎉 Fun Stuff & Extras
Monthly amounts — leave blank if it doesn't apply to you.
Running total
£0
Holidays
£
Clothing
£
Weddings, Birthdays, Occasions
£
'Treat Yourself' Fund
£
Charitable Contributions
£
Other Fun Stuff
£
Last step! ✨
Pop your details in below to see your personalised income goal and get your results sent straight to your inbox.
Please enter your name, a valid email, and tick both boxes to continue.
There's your number. 🎯
The monthly income your biz needs to cover, so you can actually live the life you want — not just keep your head above water for another month.
Your monthly take-home goal
£0
To set aside for taxes (30%)
£0
Monthly income to aim for
£0
This is your target. What your business needs to pay you every month to fund your life and set something aside for tax.
Yearly income goal
£0
Always worth getting proper advice on your specific tax situation — this is a guide to get you started, not financial advice.